Advantages of Mortgage Consultant Services
A question frequently raised by property buyers seeking finance solutions, especially first-time home purchasers, is why solicit mortgage consultant services instead of going directly to the lending source? This is a legitimate question given that mortgage solicitors have direct access to banks and financial institutions which is also made easier with today’s technology through digital banking and online chats and applications.
If this question ever crossed your mind, here are our top reasons telling you why…
A consultant has access to a host of lenders and a wide spectrum of home loan programs and offers in the market that cater for all types of financial needs and credit profiles. As a client, you get access to a much wider choice as opposed to a restricted range offered by a single lender.
Dealing with lenders on a day-to-day basis, a consultant knows the exact application process for each one of them as well as the eligibility criteria and affordability assessment. He knows the rules and regulations governing the mortgage market and based on his expertise he will give you unbiased advice.
A professional mortgage expert will assist you from the start of the process all the way until the end: in the application process, document compilation, presentation and negotiation with the banks, ensuring that he takes away all your hassles and handhold you through the complete end to end mortgage experience.
A consultant is your long-term partner from your first mortgage enquiry, all the way during the loan process and throughout the loan tenure. His role extends beyond the life cycle of the mortgage. He will advise you on how best to manage your mortgage within the prevailing market offers and rates at any point in time. He is on your side all the way!
By using the services of a professional mortgage consultant, you ensure that your mortgage process is free of any financial ambiguity and safe in the knowledge that a committed team is at your side, every step of the way. In addition to saving time, you will also enjoy many benefits:
- Access to a wide range of home loans offers
- Access to a variety of lenders
- More competitive interest rates
- In-depth knowledge of the industry and market
- Independent advice
We put our financial expertise, market knowledge and professional advice at your service and work on your side scouting the mortgage market on your behalf in order to find the best home loan interest rates and best offers with terms that suit your needs perfectly.